The 8 Steps in Buying a Home
With Community Real Estate Group, you can search with confidence!
We care about what’s most important to you and when buying a home, that could mean several different things. We are sure it means getting you the best possible price, with as little hassle as possible. It could mean a quick closing, or it could mean a longer closing to accommodate your needs. We’re also sure it means educating you on what to expect in this current real estate market. It means discussing the different areas and neighborhoods in and around the Tri-Cities as well as strategies with your investment plans.
We work with each client individually, taking the time to understand your unique lifestyles, needs, and wishes. This is about more than a certain number of bedrooms or a particular zip code. This is about your life.
Being pre-approved before beginning to house hunt will ensure that when we find the right home for you, your financing is already in order.
We don’t want to put you through dozens of showings, days upon days of looking at homes. This is why we do so much pre-work at our first consultation, and also by previewing the homes ourselves first when possible.
We will do research on the specific property to help us determine the most strategic way to write a strong offer.
During the inspection period, we will schedule an inspection, which will test the condition of the home.
The lender will order an appraisal to confirm the value of the home. If the home appraises at or above our agreed-upon sales price, we will move forward towards closing.
Your file is reviewed again by our team, lender, and underwritten again. After underwriting, the lender may require more documentation to tie up any loose ends and verification. File then re-enters the last phase of underwriting for loan approval. Finally, you are clear to close and documents are sent to the title company in preparation for closing!
The closing day marks the end of your home-buying process and the beginning of your new chapter!
Ready to take the next step? Use this mortgage calculator to explore your options, or fill out our form below if you have other questions. We’re here to help you every step of the way!
Get in touch with us!
Contact us to schedule a consultation so we can thoroughly walk you through the buying process and give you a copy of our Buyer’s Packet!
